Ripple Unveils Next Phase of Institutional DeFi on XRP Ledger

Ripple has unveiled a sweeping upgrade to its institutional DeFi strategy on the XRP Ledger (XRPL), signaling a new era of on-chain finance for regulated ￰0￱ announcement, highlighted by Cointelegraph, details a roadmap packed with fresh compliance tools, expanded tokenization standards, and a forthcoming native lending protocol—positioning XRPL as a top destination for institutional ￰1￱ Growth in Institutional Activity Ripple reports that the XRPL recently surpassed $1 billion in monthly stablecoin volume, underscoring its rising importance among real-world asset (RWA) ￰2￱ ledger now ranks within the global top ten for RWA activity, supported by low transaction costs and high ￰3￱ momentum sets the stage for a more sophisticated ecosystem designed to meet institutional ￰4￱ IN: Ripple unveils next phase of institutional DeFi on XRPL with $1B+ stablecoin volume, live compliance tools, and an upcoming native lending ￰5￱ — Cointelegraph (@Cointelegraph) September 22, 2025 New Compliance Framework To meet regulatory compliance, Ripple introduced three key features.

Credentials, powered by decentralized identifiers , allow issuers to verify attributes such as KYC status or investor ￰6￱ Freeze gives issuers the ability to halt transfers from sanctioned or suspicious ￰7￱ provides a sandbox for testing transactions before they get to the live ￰8￱ tools work together to strike a balance between blockchain transparency and the strict regulatory oversight required in traditional ￰9￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Native Lending and Enhanced Tokenization A cornerstone of the roadmap is a native lending protocol, planned for release with XRPL Version 3.0.0 later in 2025, pending validator ￰10￱ protocol will enable pooled lending and on-chain credit facilities while keeping risk assessments partly off-chain for ￰11￱ is also advancing its Multi-Purpose Token (MPT) standard, which supports detailed metadata—such as transfer restrictions or maturity terms—without requiring complex smart ￰12￱ upgrade simplifies the creation of tokenized assets ranging from bonds to structured ￰13￱ Through Zero-Knowledge Proofs To reconcile confidentiality with compliance, Ripple intends to integrate zero-knowledge proofs (ZKPs).

Confidential MPTs, slated for early 2026, will enable financial institutions to manage collateral and conduct audits without revealing sensitive transaction details, a crucial feature for handling large capital ￰14￱ combining regulatory-grade compliance, privacy innovation, and built-in credit markets, Ripple’s plan positions the XRP Ledger as a formidable platform for institutional ￰15￱ successfully implemented, these upgrades could firmly establish XRPL as a global hub for tokenized ￰16￱ : This content is meant to inform and should not be considered financial ￰17￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰18￱ are urged to do in-depth research before making any investment ￰19￱ action taken by the reader is strictly at their own ￰20￱ Tabloid is not responsible for any financial ￰21￱ us on Twitter , Facebook , Telegram , and Google News