Morgan Stanley: Ripple (XRP) Is a Leading Alternative to SWIFT

XRP continues to establish itself in conversations around cross-border payments and banking ￰1￱ efficiency, speed, and cost advantages position it as a practical tool for financial institutions seeking to move away from legacy ￰2￱ XRP’s growing prominence in the cross-border payment market, SMQKE (@SMQKEDQG), a prominent crypto researcher, has shared an excerpt from the Review of Banking & Financial Law highlighting Ripple’s potential role in international ￰3￱ excerpt included Morgan Stanley’s analysis of Ripple’s distributed ledger and its capacity to act as an alternative to existing systems such as ￰4￱ sharing this, SMQKE presented how traditional financial research and institutional perspectives view Ripple’s technology.

“Morgan Stanley considers Ripple to be a leading international payment alternative to SWIFT.” Documented. ￰0￱ ￰5￱ — SMQKE (@SMQKEDQG) September 23, 2025 Key Insights from the Document The highlighted text reveals that “Morgan Stanley has stated that adopting a Ripple-like payment system could ‘shorten settlement periods, speed up transactions and reduce the risk of fraud.’” The same section also noted that “Morgan Stanley considers Ripple to be a leading international payment alternative to Swift .” This evaluation places Ripple and XRP, which powers its payment network, in a unique position within the financial sector because it is being recognized not just as another blockchain project but as a direct challenger to one of the most established payment networks in the ￰6￱ Stanley’s analysis suggests that Ripple’s efficiency provides a practical solution for ￰7￱ ability to reduce settlement times and lower risks could encourage adoption among institutions seeking faster, more secure ￰8￱ statements carry weight when they come from a leading investment bank, as they suggest that XRP is not only being studied but is also being considered as a realistic option for global payment ￰9￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Why This Matters for XRP Recognition from a major financial institution provides validation of XRP’s ￰10￱ banks adopt Ripple’s system more widely, XRP could benefit directly from higher usage in settlement ￰11￱ cost savings highlighted in the document, such as lowering remittance fees and increasing the funds received by end users, also illustrate practical value that could encourage growth in ￰12￱ acknowledgment also demonstrates that XRP is being compared to existing global solutions rather than just other digital ￰13￱ Bitcoin and Ethereum have their strengths, Morgan Stanley’s reference to XRP as a leading international payment alternative places it as a strong competitor in a space traditionally dominated by centralized ￰14￱ positioning strengthens the case for XRP’s relevance in future financial ￰15￱ : This content is meant to inform and should not be considered financial ￰16￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰17￱ are advised to conduct thorough research before making any investment ￰18￱ action taken by the reader is strictly at their own ￰19￱ Tabloid is not responsible for any financial ￰20￱ us on X , Facebook , Telegram , and Google News