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October 29, 2025Crypto Daily logoCrypto Daily

This New Crypto Could Be the Cheapest 20x Opportunity Ahead of Q4 2025

Every bull market has its early winners — the tokens that start small, deliver real progress, and grow faster than anyone ￰2￱ 2025 approaches its final quarter, one project is quickly earning that label: Mutuum Finance (MUTM) . Priced at just $0.035, this DeFi token has already raised over $18.1 million and gathered more than 17,500 holders, but some analysts believe it could still be the cheapest 20x ￰3￱ Momentum and Investor Growth Mutuum Finance’s presale is now in Phase 6, and interest is accelerating ￰4￱ token is priced at $0.035, and once this phase sells out, the price will rise to $0.04, followed by a launch price of $0.06. The presale follows a fixed-price and limited-allocation structure, where each stage has a set number of ￰5￱ the allocation is sold, the price moves to the next ￰6￱ design has created steady demand as buyers rush to secure tokens before the next price ￰7￱ far, Mutuum Finance has raised more than $18.1 million, sold over 780 million tokens, and onboarded 17,500 holders — figures that rival projects which are already ￰8￱ the total supply capped at 4 billion MUTM, and 45.5% allocated to the presale, the project maintains a balanced and transparent distribution ￰9￱ Mutuum Finance Is Building At its core, Mutuum Finance (MUTM) is a decentralized lending and borrowing platform that aims to make DeFi more secure and ￰10￱ protocol allows users to supply liquidity, earn interest, or borrow assets directly through smart contracts.

A key part of the ecosystem is mtTokens — yield-bearing ERC-20 tokens that represent a user’s deposit plus accrued ￰11￱ give depositors a simple way to track and withdraw their assets while earning passive ￰12￱ Finance also features a buy-and-distribute model, where a portion of the platform’s revenue from lending fees is used to buy MUTM tokens on the open ￰13￱ purchased tokens are then redistributed to users who stake mtTokens in the safety ￰14￱ mechanism creates constant buying pressure, helping strengthen the token’s price over ￰15￱ has been a major focus from the ￰16￱ project successfully completed a CertiK audit, earning a 90/100 Token Scan score, which is considered an excellent rating for smart-contract ￰17￱ with a $50,000 bug bounty program, Mutuum Finance has positioned itself as one of the more transparent and reliable early-stage DeFi projects on the market.

Stablecoin, Oracles, and Analyst Price Forecast Mutuum Finance’s roadmap includes plans to introduce an on-demand, over-collateralized stablecoin pegged to the ￰18￱ token will be minted and burned through the platform’s lending protocol, and interest generated from stablecoin loans will go directly to the ￰19￱ structure creates a continuous income loop that strengthens both the ecosystem and the value of ￰20￱ team also plans to integrate Chainlink oracles and other decentralized data feeds to ensure accurate and real-time price information for supported ￰21￱ oracles are critical for DeFi lending protocols because they prevent liquidation errors and keep lending markets stable during ￰22￱ covering the DeFi sector are bullish on Mutuum Finance’s ￰23￱ on current presale momentum, planned feature releases, and its revenue-driven token model, several forecasts suggest that MUTM could rise to between $0.60 and $0.70 within 12–18 months after launch — roughly a 15–20x increase from the current presale ￰24￱ note that projects like Aave followed similar early patterns: strong audits, clear lending models, and rapid post-launch adoption that pushed their native tokens to record ￰25￱ believe Mutuum Finance could follow that same trajectory, given its strong fundamentals and early-stage positioning.

V1 Launch and Whale Participation The next major step for Mutuum Finance is its V1 protocol launch , set to go live on the Sepolia Testnet in Q4 ￰26￱ event will introduce the project’s main components, including the Liquidity Pool, mtToken, Debt Token, and Liquidator Bot — all essential for a fully operational lending ￰27￱ launch will initially support ETH and USDT, chosen for their stability and liquidity, before expanding to other major cryptocurrencies and ￰28￱ live, this milestone will mark Mutuum Finance’s shift from a presale project to a working protocol, a development that often drives major investor ￰29￱ activity has already shown strong signals from large holders.

On-chain data indicates that multiple whales have made six-figure purchases during the recent phase, with one investor reportedly acquiring $150,000 worth of MUTM tokens in a single ￰30￱ say this kind of participation signals institutional interest — something rarely seen at this stage in a DeFi project’s life ￰31￱ accumulation matters because it shows confidence from experienced investors who often enter early in projects with strong ￰32￱ with a growing retail base, this mix of participants creates a healthy market structure heading into ￰33￱ Mutuum Finance Could Be the Cheapest 20x Opportunity Mutuum Finance has several factors working in its favor: a clear roadmap, working product timeline, sustainable token mechanics, and visible investor ￰34￱ ability to combine revenue generation with real DeFi functionality gives it an edge over meme-driven projects that rely purely on community ￰35￱ $0.035, the token remains accessible to early buyers, but that window may close soon as Phase 6 nears ￰36￱ it transitions to Phase 7 at $0.04 and then to the $0.06 launch price, the opportunity for early entry will narrow ￰37￱ project’s buy-and-distribute model, stablecoin development, and on-chain lending revenue give it real value beyond ￰38￱ structure also explains why analysts see it as one of the potential best crypto to buy now, expecting strong post-launch ￰39￱ more information about Mutuum Finance (MUTM) visit the links below: Website: ￰0￱ Linktree: ￰1￱ Disclaimer: This is a sponsored article and is for informational purposes ￰40￱ does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice.

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