This Could Be the Last Time You See This Altcoin Below $0.04 — Here’s Why It Matters

The crypto market has a history of rewarding those who get in early, before the crowd catches ￰2￱ it was Bitcoin under $100, Solana under $1, or Aave during its early DeFi breakout, the biggest winners were usually the ones who spotted strong fundamentals before mainstream adoption hit. Now, a new Ethereum-based project is drawing serious attention from both retail investors and ￰3￱ its presale price still sitting at $0.035, Mutuum Finance (MUTM) might not stay under $0.04 for long and the reasons are stacking up fast. A Presale That’s Gaining Momentum Mutuum Finance has raised an impressive $17.6 million since launching its structured presale in early ￰4￱ project has already attracted more than 17,300 holders, a clear sign of early adoption ￰5￱ of the total 4 billion MUTM supply, 1.76 billion tokens have been allocated to the presale, with more than 760 million tokens already sold in previous ￰6￱ token is currently in Phase 6, priced at $0.035, up from $0.01 in Phase 1, a 250% increase for the earliest ￰7￱ 70% of Phase 6 has already been allocated, and once this stage sells out, the price will automatically jump by nearly 20%, moving closer to the planned $0.06 launch ￰8￱ fixed-price, limited-allocation model gives early buyers transparent entry points while rewarding those who act before the next phase.

A DeFi Protocol With Real Utility Mutuum Finance combines two complementary markets that work together to create a more flexible and efficient lending ￰9￱ structure is designed to serve a broad spectrum of users, from casual lenders seeking passive income to institutional players managing larger, more complex positions. Peer-to-Contract (P2C): This model focuses on pooled liquidity markets for major assets like ETH and ￰10￱ can deposit their assets into shared pools, earning passive yield while enabling borrowers to tap into that liquidity at algorithmically determined interest ￰11￱ system automatically adjusts borrowing costs depending on how much of the pool’s funds are being used, keeping rates low when liquidity is abundant and raising them when liquidity tightens to attract more ￰12￱ design ensures stable access to capital and predictable yield opportunities for both lenders and borrowers.

Peer-to-Peer (P2P): In parallel, Mutuum Finance offers isolated lending markets for less common or higher-risk ￰13￱ setup is particularly attractive to institutional players and advanced users who prefer tailored credit ￰14￱ allowing direct agreements between lenders and borrowers, P2P markets give participants more flexibility in setting terms, managing collateral, and controlling exposure to specific ￰15￱ also helps bring liquidity to niche tokens that may not fit neatly into pooled markets, expanding the protocol’s overall ￰16￱ Entry Could Make a Huge Difference This is where things get ￰17￱ MUTM is still priced at $0.035, whale inflows are already picking up.

Six-figure purchases have been recorded during the presale, with large investors clearly positioning themselves before the token lists on exchanges. Historically, early buyers in major crypto assets were the ones who captured the most explosive ￰18￱ under $100, Solana at $0.50 — these were moments when the mainstream had yet to arrive, and valuations reflected future potential rather than ￰19￱ analysts believe MUTM could be entering a similar window right now, placing it among the best crypto to buy now for those looking at long-term ￰20￱ illustrate the potential, imagine a $1,000 crypto investment at the current $0.035 ￰21￱ MUTM reaches $0.25–$0.35 post-launch — a range analysts often cite — that investment could grow to $7,142–$10,000.

This type of opportunity is rare even among top cryptocurrencies, which is why early-stage tokens with real fundamentals like Mutuum Finance are increasingly capturing market attention in ￰22￱ Roadmap and Strong Foundations Mutuum Finance isn’t relying on promises ￰23￱ team recently confirmed via X (formerly Twitter) that Version 1 of its protocol will launch on the Sepolia testnet in Q4 2025, featuring key components like the Liquidity Pool, mtToken issuance, Debt Token, and Liquidator Bot, with ETH and USDT supported from day ￰24￱ public timeline gives investors more confidence as the protocol approaches ￰25￱ top of that, Mutuum Finance has completed a CertiK audit, scoring 90/100, and launched a $50,000 bug bounty program to encourage independent testing of its smart contracts before ￰26￱ steps not only strengthen security but also show the team’s commitment to ￰27￱ Ahead The roadmap doesn’t stop at ￰28￱ Finance plans to release an over-collateralized stablecoin, designed to bring more stability to lending and borrowing while routing a portion of platform revenue into MUTM buybacks — adding another demand ￰29￱ addition, the project intends to expand onto Layer-2 networks, cutting transaction costs and broadening access across multiple ecosystems.

Together, these future developments are expected to deepen platform utility and support long-term token ￰30￱ Finance has also been clever in keeping its community active. A $100,000 giveaway will reward ten participants with $10,000 worth of MUTM each, helping to fuel engagement during the ￰31￱ this, a 24-hour leaderboard gives a daily $500 MUTM bonus to the top depositor, provided they make at least one transaction during the ￰32￱ leaderboard resets at 00:00 UTC daily, encouraging active ￰33￱ more information about Mutuum Finance (MUTM) visit the links below: Website: ￰0￱ Linktree: ￰1￱ Disclaimer: This is a sponsored press release for informational purposes ￰34￱ does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial ￰35￱ Tabloid is not responsible for any financial losses.