Crypto In Your Golden Years? 27% Of British Adults Say Yes

Brits are showing a growing interest in putting crypto inside retirement plans, but many still don’t fully grasp the ￰0￱ to a new survey by Aviva , 27% of UK adults said they would be open to including digital currency in their retirement portfolios, while 23% said they might withdraw part or all of their existing pensions to buy crypto ￰1￱ Appetite Despite Worries Based on reports from Censuswide, which polled 2,000 UK adults between June 4 and June 6, more than four in five people hold pensions that add up to about £3.8 trillion ($5.10 trillion). If even a small slice of that moved into crypto , it could be meaningful for ￰2￱ the respondents who said they were open to digital currency in pensions, just over 40% pointed to the chance of higher returns as the main ￰3￱ retirement savers warm to crypto.

A new Aviva survey finds 27% of UK adults would include crypto in retirement, hinting at future flows from a multi-trillion pound pension market. ‣ 27% open to crypto in pensions, per @Censuswide polling for Aviva‣ 23% would even shift… ￰4￱ — TrinityPad (@Trinity_Pad) August 27, 2025 Younger Savers Lead The Shift Younger adults appear to be the most ￰5￱ show nearly 20% of people aged 25 to 34 admitted to withdrawing pension money to buy crypto at some point. Aviva’s research also found that about one in five UK adults — roughly 11.5 million people — have held crypto at some time, and two-thirds of that group still hold some form of digital ￰6￱ mix of ownership and age-skewed behavior helps explain why digital currency is now part of conversations about retirement ￰7￱ participants flagged clear ￰8￱ and phishing topped the list at 40%, while 37% cited a lack of regulation and consumer protection, and 30% named ￰9￱ one-third admitted they didn’t completely grasp the trade-offs involved in replacing pensions with bitcoin, and 27% said they were unaware of any risks at ￰10￱ numbers suggest interest outpaces understanding for a notable share of the ￰11￱ Regulators And Companies Are Doing Regulation will likely play a large role in how fast any shift ￰12￱ note that HM Revenue and Customs will require crypto platforms to collect full names, home addresses, and tax identification numbers for every trade and transfer starting January 1, ￰13￱ move is aimed at strengthening tax compliance and oversight and could change how some consumers view bitcoin’s privacy and ￰14￱ Policy Also Moves The Needle The debate over retirement funds and crypto is not confined to the ￰15￱ President Donald Trump signed an executive order allowing 401(k) plans to include Bitcoin and other cryptocurrencies, opening potential access to more than $9 trillion in retirement ￰16￱ image from Getty Images, chart from TradingView